LARSEN & TOUBRO GROUP EMPLOYEES' COOPERATIVE THRIFT & CREDIT SOCIETY LIMITED
REGD. NO. MSCS/CR-27/92
Membership    
Loan    
Deposits    
Rates of Interest    
Features    
Board Members    
Annual Report     
Loan
Ordinary Loan or Surety Loan
The maximum amount of loan is Rs. 450000/- or twenty times the total salary or 18 times of the share Capital whichever is less. It is recoverable in 84 monthly installments at the discretion of the Board. Within the maximum loan limit, the Board shall sanction loan to a member according to the length of the individual member's service and membership in the society. It is the responsibility of the member to furnish eligible sureties for availing the loan. The ordinary loans are disbursed on 1st and 16th of every month subject to the approval of the board, for which the members should send their completed applications 7 days in advance.